Travel Nursing Health Insurance

Travel Nursing Health Insurance

Travel nursing health insurance is a dynamic, every-changing topic and something that should be researched very carefully before accepting or declining an offer. It's an integral part of any compensation plan, and there are many options when it comes to choosing travel nursing health insurance. 

Luckily, most travel nurse companies offer free, company-paid travel nursing health insurance, or very low cost premiums. Benefits vary depending on the company, so be sure to check with your recruiter to find out exactly when travel nursing health insurance options are offered.  

There are a variety of factors that impact travel nursing health insurance. 

- The agency that you travel with 

- The hours you work (part time vs. full time, etc.) 

- Other eligibility requirements

Most travel nurses get access to medical, dental and vision benefits. Some travel nurse companies offer added perks like the ability to take up to 30 days off between assignments and still maintain health benefits.

In addition to standard travel nursing health insurance benefits, some companies also offer supplemental insurances. Additional voluntary benefits such as short term disability, critical illness, accident insurance, hospital indemnity, and legal services are also available with most travel nurse companies. 

Traveling Nurse Salaries 

Can your nursing salary effect your travel nursing health insurance benefits? The answer to this should always be no. Regardless if you are bringing in an ICU nurses salary, er nurse salaries, or some other type of nursing salary, you should still have access to travel nursing health insurance. For example, if you are comparing your ICU nurse salaries with other ICU nursing salaries, you should always look at base pay separately from benefits.